Let’s eat grandma

Let’s start this post by saying that I am very excited to offer a six-week – Credit Master’s Boot Camp for that will include ongoing credit tech support in the future. Message me for details.

Let’s eat grandma. Details such as punctuation in writing are not the only details that are important. Anyone who needs you to make decisions rooted in their well being will control you by controlling the information. Good information starts with a copy of your credit report. Ask your mortgage person to give you a copy of your credit. If they don’t, thank them and be on your way. I know plenty who will. Playing hide and seek with credit information is wrong and avoidable.

Yesterday I had a conversation that led to a phone call from a lady with 721 credit who couldn’t get approved for the loan she wanted because two different lenders didn’t put their back into it. They took the path of least resistance, as most do and quickly issued their denials. One called her back after she had gotten approved by my friend. She laughed and thanked him as she was preparing her docs to send to the lender who put his problem-solving socks on and found a way. Not only did he find a way, but he also found a way that was better than she hoped.

Consumer finance is filled with people who market to the low hanging fruit. Guess what? The low hanging fruit supply will run out faster than you think. If you want lasting success in all that you do start thinking outside the bun and put your problem-solving socks on. This lady is selling a $150,000 house and buying a $240,000 house. That equals $390,000 in sales creating over $25,000 in commissions and loan fees and homeowners insurance and and and. Rule # 1 love your neighbor as yourself rule #2 take care of the widows, and orphans rule #3 if your mortgage person does not give you your credit report; thank them and be on your way. This lady’s problem got solved in a collaborative effort that required all the accurate information we could get.

If you knew better, you would do better. How can I know what I don’t know? Ask better questions. Better questions lead to better answers. Better answers lead to more questions, which lead to more answers. Before you know it, you will know what you once did not. What you don’t know is costing you a fortune. I have 14 years worth of stories to share from over 30,000 hours spent solving credit problems. Helping you ask better questions to get better information to solve your problems is what I do.