2/21/18 Resolved in 20 days – This person was referred to me in November 2017 but waited to hire me on 1/31/17. In 20 days we have three collections deleted, one recently charged off car loan deleted. His scores were well below 600, and 20 days later his score is 655 and rising. None of this happened by disputing or screaming at collection agents. Good habits, better information and the right person helping you can do wonders for your score. What you don’t know is costing you a fortune. I have 14 years worth of stories to share from over 30,000 hours spent solving credit problems. I get results.